If you can set aside ₹500 a day — roughly ₹15 000 a month — where should it go?
Let’s compare three options:
| Investment | Return p.a. | 20-Year Value | Remarks |
|---|---|---|---|
| FD | 6 % | ₹58 L | Safe but low growth |
| Gold | 8 % | ₹74 L | Shines, but volatile |
| SIP in Equity MF | 12 % | ₹1.50 Cr | Power of compounding |
That’s nearly ₹1 crore more simply by choosing a mutual fund SIP.
Gold glitters, FDs feel safe — but SIPs quietly build wealth.